Does New Jersey require insurance to cover IVF?

Requires IVF coverage

New Jersey requires certain insurers to cover infertility treatment, including IVF, subject to plan size and conditions.

Applies to group plans of a certain size.

Source: RESOLVE — Insurance Coverage by State · Last reviewed Nov 1, 2026

This is general information, not legal or insurance advice, and laws change. Confirm current requirements and your own coverage with your plan and your state's insurance department.

Find a clinic in New Jersey

See 12 IVF clinics and 14 doctors in New Jersey →

Coverage doesn't guarantee a specific clinic is in your plan's network — confirm with the clinic and your insurer.