Does Massachusetts require insurance to cover IVF?

Requires IVF coverage

Massachusetts has a comprehensive mandate requiring many insurers to cover the diagnosis and treatment of infertility, including IVF.

Broad coverage; some conditions apply.

Source: RESOLVE — Insurance Coverage by State · Last reviewed Nov 1, 2026

This is general information, not legal or insurance advice, and laws change. Confirm current requirements and your own coverage with your plan and your state's insurance department.

Find a clinic in Massachusetts

See 8 IVF clinics and 16 doctors in Massachusetts →

Coverage doesn't guarantee a specific clinic is in your plan's network — confirm with the clinic and your insurer.