Does Illinois require insurance to cover IVF?

Requires IVF coverage

Illinois requires many group insurers to cover infertility treatment, including IVF, subject to plan size and conditions.

Applies to group plans of a certain size; exemptions may apply.

Source: RESOLVE — Insurance Coverage by State · Last reviewed Nov 1, 2026

This is general information, not legal or insurance advice, and laws change. Confirm current requirements and your own coverage with your plan and your state's insurance department.

Find a clinic in Illinois

See 9 IVF clinics and 30 doctors in Illinois →

Coverage doesn't guarantee a specific clinic is in your plan's network — confirm with the clinic and your insurer.